Privacy
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. This page explains what Linkhome Lending collects, what we do with it, and the choices you have.
Last updated October 19, 2026
Facts
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include your Social Security number and income, your employment information and account balances, and your credit history and credit scores.
When you are no longer our customer, we continue to share your information as described in this notice.
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Linkhome Lending chooses to share, and whether you can limit this sharing.
Sharing
| Reasons we can share your personal information | Does Linkhome Lending share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your transactions and experiences | No | We don’t share |
| For our affiliates’ everyday business purposes — information about your creditworthiness | No | We don’t share |
| For our affiliates to market to you | No | We don’t share |
| For nonaffiliates to market to you | No | We don’t share |
Questions? Call (800) 674-3666 or email info@linkhomelendings.com.
What we do
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See California, Nevada, and other states below for more on your rights under state law.
Definitions
Companies related by common ownership or control. They can be financial and nonfinancial companies.
Linkhome Lending does not share with our affiliates.
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Linkhome Lending does not share with nonaffiliates so they can market to you.
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Linkhome Lending doesn’t jointly market.
Online
This part covers linkhomelendings.com: what the site itself collects, and what happens to it.
The contact form asks for your name, phone number, email address, and a message. The online application asks about your plans and finances — what you want to do and when, where the property is and how you’ll use it, the price or value and your down payment, whether you or your spouse served in the military, a rough credit score, how you earn your income, and your income and monthly debts — and then how to reach you.
When you press submit, your answers are emailed to our office together with the time and your IP address. Until you submit, application answers stay in your browser; if you leave the page, nothing is sent.
Neither form pulls your credit, and neither asks for your Social Security number, date of birth, or account numbers. Please don’t type them into a message — email is not the right channel for them. If you go on to apply, your loan officer will collect the details a full application requires.
We don’t use advertising or analytics cookies, tracking pixels, or session recording on this site. It saves one setting in your browser — the language you picked from the menu — so pages stay in that language as you move around. Clearing your browser’s site data removes it.
Because we don’t track you across other websites, a browser’s “Do Not Track” signal has nothing to switch off here. We treat a Global Privacy Control signal as a request to opt out of the sale or sharing of your personal information, which we don’t do in any case.
Pages load typefaces from Google Fonts, and some images load from other websites. To deliver those files, the provider receives your IP address and basic browser information, as with any web request. Our web host may also keep standard server logs — IP address, pages requested, time, and browser type — for security and troubleshooting. Links to Google, Yelp, Instagram, Facebook, and NMLS Consumer Access take you to sites with their own privacy policies.
This site is not directed to children under 16, and we do not knowingly collect personal information from them.
To see, correct, or delete information you sent through this site, contact us.
Also important
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report.
We do not make telemarketing calls to numbers on the National Do Not Call Registry or a state do-not-call list unless the law allows it — for example, when you have asked us to contact you or have an existing business relationship with us. If you ask us not to call you with offers, we add your number to our internal do-not-call list and will not call it in future campaigns. To be added, call (800) 674-3666 or email info@linkhomelendings.com.
If you communicate with us by telephone, we may monitor or record the call.
We may update this policy from time to time. The current version is always on this page, with the date it was last updated at the top. If we change how we share your information in a way that gives you new choices, we will tell you before the change takes effect.
California
This notice applies to California residents and adds to the information above. It is provided under the California Consumer Privacy Act, as amended by the California Privacy Rights Act (together, the “CCPA”). Terms defined in the CCPA have the same meaning here.
Loan information is covered by other laws. Personal information we collect, process, or disclose under the federal Gramm-Leach-Bliley Act, the California Financial Information Privacy Act, or the Fair Credit Reporting Act — which includes most information connected with a mortgage application — is exempt from the CCPA rights described below. Those laws, and the notice at the top of this page, govern it instead. The CCPA rights apply to other personal information, such as some of what you send us through this website.
In the past 12 months we have collected the following categories of personal information:
| Category | Examples |
|---|---|
| Identifiers | Name, postal address, email address, phone number, IP address, Social Security number, driver’s license or other government ID number |
| Customer recordsCal. Civ. Code §1798.80(e) | Signature, employment history, income, bank and other account information, insurance information |
| Protected classification characteristics | Age, marital status, sex, race and ethnicity (collected as federal fair-lending rules require), military or veteran status |
| Commercial information | Property address and value, purchase or refinance plans, loan amount, transaction history |
| Internet or network activity | IP address, browser type, pages requested, and the time of a form submission |
| Audio information | Recordings of telephone calls, where a call is recorded |
| Professional or employment information | Employer, job title, length of employment, self-employment and business income |
| Sensitive personal information | Social Security number, driver’s license or passport number, account numbers |
We do not collect biometric information or precise geolocation.
From you; from credit bureaus; from employers and income- and asset-verification services; from appraisers, title and escrow companies, insurers, and real estate agents involved in your transaction; from public records; and from service providers that work for us.
To answer your questions and give you quotes; to take, process, underwrite, close, and service loans; to verify identity and prevent fraud; to meet legal, regulatory, and licensing obligations, including reporting to government agencies; to secure and improve our website and services; and to tell you about our own products and services.
We use sensitive personal information only to provide the services you ask for and for other purposes the CCPA permits — not to infer characteristics about you.
For business purposes, we disclose the categories above to service providers and contractors (such as credit bureaus, verification services, appraisers, title and escrow companies, and technology providers); to investors and servicers that purchase or service your loan; and to government agencies and regulators when the law requires it.
We do not sell personal information, and we do not share it for cross-context behavioral advertising. We have not done either in the past 12 months, and we do not knowingly sell or share the personal information of consumers under 16.
We keep personal information for as long as we need it for the purpose we collected it for, and after that for as long as federal and state record-keeping laws and our licensing regulators require.
Call us toll-free at (800) 674-3666 or email info@linkhomelendings.com. Tell us what you are asking for, and give us enough information to verify that you are the person the information is about — usually your name and contact details, which we match against what we hold. For some requests we may ask for more. We will confirm receipt within 10 business days and respond within 45 calendar days; if we need more time, up to another 45 days, we will tell you why. We use information you give us to verify a request only for that purpose.
Authorized agents. Someone you authorize may make a request for you. We will ask for your signed permission and may ask you to verify your own identity with us directly, unless the agent holds a power of attorney under the California Probate Code. A parent or guardian may make a request for a minor child.
Shine the Light. California Civil Code §1798.83 lets California residents ask which personal information a business shared with third parties for their direct marketing in the past year. We do not share personal information with third parties for their own direct marketing.
Nevada
We are providing this notice under Nevada law. If you prefer not to receive marketing calls from us, you may be placed on our internal do-not-call list by calling (800) 674-3666, emailing info@linkhomelendings.com, or writing to us at 17901 Von Karman Ave #450, Irvine, CA 92614.
For more information, you may also contact the Bureau of Consumer Protection, Office of the Nevada Attorney General: (702) 486-3132, toll-free (888) 434-9989, AgInfo@ag.nv.gov, ag.nv.gov.
We do not sell covered information as Nevada law defines it.
Other states
Depending on where you live, state law may give you other privacy rights. Many state privacy laws exempt information covered by the Gramm-Leach-Bliley Act, but not all of them, and not for every kind of information. Contact us and we will tell you what applies to you and honor the requests your state’s law gives you.
Contact
Questions about this policy, or a request about your information:
Constant Investments, Inc. DBA Linkhome Lending
17901 Von Karman Ave #450
Irvine, CA 92614
