Calculators
Four quick tools. Nothing you type is sent anywhere — it all runs in your browser.
Estimated monthly
$2,673/mo
Principal & interest$2,130
Taxes & insurance$544
Mortgage insurance—
Loan amount$360,000
Includes California property tax at 1.10% of value a year and insurance at 0.35%. HOA dues and Mello-Roos are not included.
Estimated price range
$1,050,000
Max loan amount$840,000
Max total payment$6,976
Cash to close (est.)$226,800
Assumes a 30-year fixed loan and a 43% back-end debt-to-income ratio. Some programs allow up to 50%.
Break-even
20 months
Monthly savings$452/mo
Net after 5 years$18,120
Compares two 30-year fixed loans at the same balance. If you plan to sell or refinance before the break-even month, waiting is the better trade.
Interest-only payment
$2,063/mo
Available line$400,000
Rate8.250%
Combined LTV90%
Equity left$100,000
HELOC rates are variable. The payment shown is interest-only during the ten-year draw; principal and interest are repaid over the twenty years after that.
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