Bridge Loan · Buy Before Sale
Unlock the equity in the home you own so you can buy the next one first.
The trap in moving is that the down payment for the next house is locked inside the current one, and a sale contingency makes your offer weak. This releases the equity before the sale.
You buy, you move, then you sell on your own schedule instead of accepting the first offer that appears because the clock is running.
How it works
Appraisal or BPO establishes the equity available.
Enough for the down payment and closing costs on the new house.
The bridge closes out of the sale proceeds.
Questions
Briefly, in some structures — and we show you that cost in dollars before you sign, not after.
Extensions are available. We set the term with the local days-on-market in mind rather than assuming a fast sale.
Guidelines shown are typical for this programme and are not a commitment to lend. Overlays vary by investor and change without notice; your file is priced and approved on its own facts.
Three minutes of questions and you'll see whether this programme fits — no credit pull.