America's leading AI lending company

Linkhome reception area, with the company mark and the LHAI ticker on the wall
Reception · Nasdaq: LHAI

Who We Are

Linkhome Lending is a Nasdaq-listed direct lender headquartered in Plano, Texas. Over fifteen years we have built a reputation as a dependable mortgage originator for real estate professionals, builders, and individual homebuyers across the country.

We are a full-service mortgage company with an experienced team ready to advise on every part of the business — purchase loans, refinances, and construction lending among them. Because we lend directly rather than broker your file out, the person quoting you, the underwriter clearing your conditions, and the desk that funds the loan all work for the same company.

We keep you current the whole way through, with regular updates and progress reports rather than silence between milestones. And the entire process is available online: review your options and apply without a single office visit.

Thank you for visiting. We look forward to working with you.

What you get

Why borrowers stay with us

We lend our own money

As a direct lender we control underwriting and funding. There is no third party to blame for a delay, and no margin stacked on top of someone else's rate.

The right program, not the easy one

Agency, government, jumbo, and non-QM sit on the same desk, so a file that stalls under one set of guidelines simply moves to another rather than being declined.

You always know where the file is

Regular updates and progress reports through the whole process — no wondering what happened between the appraisal and the closing disclosure.

Everything online, if you want it

Compare programs, run the numbers, and apply from home. Or call the branch nearest you and do it the traditional way — both work.

History

From two loan officers to a public company

Jul 2026

The company begins operating under the DBA Linkhome Lending.

2026

Merged into Linkhome Holdings Inc. (Nasdaq: LHAI) as a wholly-owned subsidiary.

Aug 2025

Linkhome Holdings rings the Nasdaq opening bell and begins trading as LHAI.

2025

Warehouse lending capacity reaches $28 million.

2024

Customers served passes 80,000.

2023

Funded volume crosses $1 billion.

2022

Hawaii branch opens.

2021

Louisiana branch opens.

2020

Dallas and Arizona branches open.

2019

San Diego and Las Vegas branches open.

2018

Elk Grove branch opens.

2017

Los Angeles branch opens.

2011

Founded by two veteran loan officers, Richard Tak and Jun Choi.

Start Now and close in fifteen days.

Three minutes of questions and you'll see the programs you qualify for, priced to your file.