/* =========================================================
   Linkhome Lending — rates page, monochrome
   Black as the primary colour, light ground, no accent hue
   ========================================================= */

.rates-lite{padding:0 0 20px}
.rl-wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}

/* ---------- hero ---------- */
.rl-hero{padding:74px 0 44px}
.rl-hero h1{
  font-family:var(--sans);font-size:clamp(38px,5.4vw,62px);font-weight:800;
  letter-spacing:-.04em;line-height:1.02;color:#0A0A0A;margin:0 0 26px;
}
.rl-lede{font-size:19px;line-height:1.55;color:#1C1C1C;max-width:720px;margin:0 0 30px}
.rl-lede .zip-field{
  display:inline-flex;align-items:baseline;border-bottom:2px solid #0A0A0A;padding:0 2px;
}
.rl-lede input{
  width:5.2em;border:none;background:transparent;padding:0;
  font-family:var(--mono);font-size:18px;font-weight:500;color:#0A0A0A;text-align:center;
}
.rl-lede input:focus{outline:none}
.rl-lede a{border-bottom:1px solid rgba(10,10,10,.35)}
.rl-lede a:hover{border-bottom-color:#0A0A0A}
.btn-black{
  display:inline-flex;align-items:center;justify-content:center;gap:9px;
  background:var(--green);color:#06210F;border:1px solid var(--green);
  border-radius:999px;padding:14px 28px;font-size:15px;font-weight:700;cursor:pointer;
  transition:background .18s,transform .18s;
}
.btn-black:hover{background:var(--green-2);transform:translateY(-1px)}
.btn-ghost-black{
  display:inline-flex;align-items:center;justify-content:center;
  background:var(--green);color:#06210F;border:1px solid var(--green);
  border-radius:999px;padding:10px 20px;font-size:15.5px;font-weight:700;
  cursor:pointer;transition:background .18s;white-space:nowrap;
}
.btn-ghost-black:hover{background:var(--green-2)}

/* ---------- tabs ---------- */
.rl-tabs{display:flex;gap:26px;flex-wrap:wrap;border-bottom:1px solid #DCDCD8;padding-bottom:0}
.rl-tabs button{
  background:none;border:none;padding:0 0 14px;font-size:16px;color:#6A6A66;cursor:pointer;
  border-bottom:2px solid transparent;margin-bottom:-1px;transition:color .16s,border-color .16s;
}
.rl-tabs button:hover{color:#0A0A0A}
.rl-tabs button.on{color:#0A0A0A;font-weight:700;border-bottom-color:#0A0A0A}

/* ---------- controls ---------- */
.rl-controls{display:flex;gap:26px;flex-wrap:wrap;align-items:flex-end;padding:24px 0 8px}
.rl-ctrl label{display:block;font-family:var(--mono);font-size:12.5px;letter-spacing:.15em;text-transform:uppercase;color:#77776F;margin-bottom:9px}
.rl-ctrl select{
  appearance:none;-webkit-appearance:none;background:#fff url("data:image/svg+xml;charset=utf-8,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='6'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%230A0A0A' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E") no-repeat right 14px center;
  border:1px solid #D5D5D0;border-radius:8px;padding:11px 38px 11px 14px;
  font-family:var(--sans);font-size:15px;color:#0A0A0A;cursor:pointer;
}
.rl-ctrl select:focus{outline:none;border-color:#0A0A0A}
.rl-basis{font-family:var(--mono);font-size:13.5px;line-height:1.7;color:#77776F;padding:14px 0 26px}
.rl-basis b{color:#0A0A0A;font-weight:500}

/* ---------- rate cards ---------- */
.rl-list{display:flex;flex-direction:column;gap:12px}
.rl-card{
  display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr auto;gap:24px;align-items:center;
  background:#fff;border:1px solid #E2E2DE;border-radius:12px;padding:24px 26px;
  transition:border-color .18s,box-shadow .18s;
}
.rl-card:hover{border-color:#B8B8B2;box-shadow:0 10px 28px -24px rgba(0,0,0,.5)}
.rl-card.best{border-color:#0A0A0A}
.rl-k{display:block;font-size:14.5px;color:#77776F;margin-bottom:8px}
.rl-term{font-size:23px;font-weight:800;letter-spacing:-.03em;color:#0A0A0A;line-height:1.15}
.rl-term small{display:block;font-size:14.5px;font-weight:500;color:#77776F;letter-spacing:0;margin-top:6px}
.rl-num{font-family:var(--mono);font-size:26px;color:#0A0A0A;letter-spacing:-.02em}
.rl-num.muted{font-size:22px;color:#3C3C38}
.rl-pts{font-family:var(--mono);font-size:15px;color:#0A0A0A}
.rl-pts small{display:block;font-size:13.5px;color:#77776F;margin-top:6px}
.rl-flag{
  display:inline-block;margin-top:10px;font-family:var(--mono);font-size:12px;letter-spacing:.14em;
  text-transform:uppercase;color:#fff;background:#0A0A0A;border-radius:4px;padding:3px 8px;
}
.rl-empty{
  background:#fff;border:1px solid #E2E2DE;border-radius:12px;padding:30px 26px;
  font-size:15.5px;line-height:1.6;color:#3C3C38;
}
.rl-empty a{font-weight:600;border-bottom:1px solid rgba(10,10,10,.35)}

/* ---------- stamp + notes ---------- */
.rl-stamp{font-family:var(--mono);font-size:13.5px;line-height:1.8;color:#77776F;padding:26px 0 0}
.rl-cta{display:flex;gap:14px;flex-wrap:wrap;align-items:center;padding:34px 0 10px}
.rl-cta p{font-size:14.5px;color:#4A4A46}
.rl-notes{border-top:1px solid #DCDCD8;margin-top:44px;padding:28px 0 60px}
.rl-notes h2{font-family:var(--mono);font-size:13px;letter-spacing:.16em;text-transform:uppercase;color:#77776F;font-weight:500;margin-bottom:18px}
.rl-notes ul{list-style:none;margin:0;padding:0;max-width:860px}
.rl-notes li{position:relative;padding:0 0 11px 20px;font-size:14.5px;line-height:1.8;color:#6A6A66}
.rl-notes li::before{content:"—";position:absolute;left:0;color:#C4C4BE}

@media (max-width:820px){
  .rl-card{grid-template-columns:1fr 1fr;gap:20px}
  .rl-card .rl-go{grid-column:1/-1}
  .rl-card .rl-go .btn-ghost-black{width:100%}
}
@media (max-width:520px){
  .rl-hero{padding:52px 0 36px}
  .rl-lede{font-size:17px}
  .rl-controls{gap:16px}
  .rl-ctrl select{width:100%}
  .rl-ctrl{flex:1;min-width:140px}
}

/* grouped tabs */
.rl-tabgroups{display:flex;gap:44px;flex-wrap:wrap;align-items:flex-end;border-bottom:1px solid #DCDCD8}
.rl-group{display:flex;flex-direction:column;gap:10px}
.rl-group-k{font-size:15px;color:#77776F}
.rl-tabgroups .rl-tabs{border-bottom:none;gap:22px}
@media (max-width:720px){
  .rl-tabgroups{gap:24px}
  .rl-tabgroups .rl-tabs{gap:16px}
  .rl-tabs button{font-size:15px}
}

.rl-loading{background:#fff;border:1px solid #E2E2DE;border-radius:12px;padding:40px 26px;text-align:center;font-family:var(--mono);font-size:14px;color:#77776F}